Online shopping is now the biggest and latest trend when it comes to retail shopping. Aside from convenience – shopping directly from the comforts of your own home – many shoppers prefer this method as it offers versatility. One can shop across the world for their favorite brands or products without limiting themselves in one area or country. From having the latest virus updates to checking out seller’s legitimacy, below are some tips to help you avoid getting scammed and end up as one happy shopper.
Before purchasing an item online, it is prudent to check if the site is legitimate or an authorized re-seller of the product you are interested in. An easy way to find out if it is legitimate is to look at the address on your pc. Legitimate sites mostly have a padlock before the website URL address and usually, start with HTTPS.
Other online shopping tips would be to check if the online store is accredited by relevant organization or authorizing body. Buying diamonds, for example, should rarely be bought from authorized online resellers as buying from these accredited sellers would mean that the diamond is the source from reputable companies.
Many e-commerce sites offer two options for customers to checkout – log in as existing customer or check out as a guest. If you are a regular buyer, you can create a profile containing just the basic information that you think is necessary to complete the transaction. This would include your name, phone number and shipping address.
If you want to check out as a guest, your personal information is requested, however, these information are not stored in the store’s customer database.
As much as possible, avoid adding your credit card or debit card permanently to the site. Although some sites have the latest security protection, the possibility of the site being hacked is just that – always a possibility. Some sites allow the use of gift cards, debit cards or even through online payment platforms such as PayPal. Bitcoins, which is a virtual currency, can also be used as a mode of payment. Whatever option you opt for, always remember to log off and clean your history to ensure that cookies are not stored on your computer.
E-mail or electronic document is now the preferred method of communication; not only is it environmentally friendly, it will also help you to avoid adding more to your clutter. If you receive paper documents or receipts, keep them for a certain period especially if you have a warranty for it. Double check all your purchases with your credit card statement and if you think that there is a mistake or discrepancy, it is best to contact your financial institution immediately.
These are just some tips to make your shopping safe.